Integrated Account

Manage all your finances in a
simple and convenient way


Through the Integrated Account, you can manage your MOP, HKD, RMB and foreign currencies statement savings account1, fixed deposit account and current account under one account. Once the Integrated Account is opened, funds from different accounts can be allocated easily. With the 24-hour e-Banking service, you may enjoy banking services anytime anywhere; experiencing the efficient account management.
Through the Integrated Account, you can manage your MOP, HKD, RMB and foreign currencies statement savings account1, fixed deposit account and current account under one account. Once the Integrated Account is opened, funds from different accounts can be allocated easily. With the 24-hour e-Banking service, you may enjoy banking services anytime anywhere; experiencing the efficient account management.


  • Manage your payment and transfer at ease by cheque for Macau Patacas and Hong Kong Dollar
  • Enjoy a minimum initial deposit as low as MOP/HKD1,000
  • Manage Macau Patacas, Hong Kong Dollars, US Dollars, Renminbi and 10 other foreign currencies in your Integrated Account
  • Offer you daily accrued interest posted monthly
  • Fixed deposit account allows you to enjoy higher interest rate by depositing fund for a set period of time
  • The tenors of the deposits may vary from 7 days to 12 months subject to currency
  • You can preset the account for fund transfer upon its maturity or select to roll over automatically through internet, telematic and mobile banking
  • Minimum deposit amount is required which is MOP/HKD 10,000 or its equivalent, and RMB at 5,000

Consolidated Banking Statement Summarize Your Account Status

Detailed account activities of the Integrated Account will be listed on the monthly consolidated statement. In addition to statement savings, fixed deposit and current accounts of the Integrated Account, you may also review the balances of your investment account, credit card and gold account etc. through the consolidated statement; enabling you to review all the accounts portfolio at a glance.

Monthly Compound Interest Maximizes Your Return

With an Integrated Account, interest on statement savings will be paid on monthly basis, maximizing your return.

Managing your accounts anytime anywhere through eBanking

With Personal eBanking Service, you can manage all accounts in your Integrated Account anytime anywhere by using internet, ATM or mobile handset. You can also view, print and download5 the past 7 years' eStatement and eAdvice for the past 3 months through eBanking service.

How to apply?

Visit our branches with required documents for account opening.

Branches

Account Opening Appointment Service

Hotline

OR

(853) 2834 3773

Business Hour:
9:00 – 17:30 Mon – Fri
(excluding Bank Holidays)


Remarks:

  1. Exclude Multi-Currency Statement Account.
  2. Account can be operated through JETCO ATMs.
  3. Account can be operated through OCBC Bank Mobile Banking and Internet Banking Service.
  4. For customers applied for Personal eBanking Service, you may open statement savings accounts and time deposit accounts via Internet Banking services.
  5. Customers are required to install Acrobat Reader and Chinese Traditional Font Pack on personal computers to view, print and download the eStatement & eAdvice in PDF format.