Types of Unit Trust

Capital Guaranteed Fund

  • Closed-end fund
  • Preset subscription period and maturity date, no purchase is allowed after the subscription period.
  • The Fund invests in assets such as securities and indices to capture extra return for the investor.
  • Investor bears no risk in principal loss

Equity Fund

  • Open-ended fund
  • Can perform buy/sell transaction on every business date
  • Every Fund holds at least 50 stocks in the portfolio
  • Invest in different stock markets and sectors according to its investment objectives
  • Investors can invest in more than 100 stocks on a pro-rata basis with a small investment amount
  • Can diversify risks and meet your investment needs

Fixed Income / Bond Fund

  • Open-ended fund
  • Major investment in bonds or fixed income securities
  • Include some comparatively stable and highly rated government and corporate bonds, or some emerging market bonds
  • Every Fund holds at least 30 bonds in portfolio
  • Compare with just investing in a single bond, professional fund managers can assist you to earn a higher potential return on your investment.

Industry Fund

  • The Fund invests in different types of industries.
  • Technology Fund invests in technology stocks, Gold Fund invests in goldmines stocks and Energy Fund invests in Energy stocks etc.
  • Include some comparatively stable and highly rated government and corporate bonds, or some emerging market bonds
  • Investor can make their investment choices based on their views on different industries.

Money Market instruments

  • Investment in short-term money market instruments
  • Invest in government bonds, fixed income notes, certificate of deposits and other money market products.
  • Major investment objective is to secure the stability of the net asset value.



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Important Notice and Risk Disclosure

Investment involves risks and the price of investment products may fluctuate or even become worthless. Past record is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. Investment funds which invest in certain markets (e.g. Emerging Market) may involve a higher degree of investment risks.

Certain investment funds may use financial derivative instruments to meet their investment objectives (please refer to respective offering document for detailed information), thus entailing higher volatility in net asset value. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile.

The respective fund management company is the only person quoting prices and counterparty for the fund(s) under its management. You should therefore carefully consider the liquidity risk involved. Independent professional advice should be obtained if necessary. Please carefully read the relevant offering document (including but not limited to the risk factors stated therein) and terms and conditions before making any investment decisions.

The above mentioned investment products is not protected by the Deposit Protection Scheme in Macau.
Please note that the unit price shown for each fund is based on its latest fund's NAV or its Bid price and is for reference only. The actual subscription price of each fund may be different to the reference offer price. All prices are subject to final confirmation by the Bank. Unit price information of each fund is shown in its denominated currency or reporting currency. Investment returns are denominated in the respective fund’s base currency (may be a foreign currency). You may be exposed to the risks of fluctuations in the exchange rate of USD / HKD / foreign currency.