Unit Trust Monthly Investment Plan

Dollar-Cost-Averaging Effect assists you to invest at a lower Cost

Minimum investment amount

$
1,000


Choices of Funds over

400 types


Investment Tenor

No Limitation


Application Requirements

  • Age 18 or above
  • Macau permanent citizen
  • Investment accountholder of our Bank
How to apply

  • Easy to change the fund investment anytime
  • Easy to adjust the Monthly Investment Amount or redeem the fund units

Subscription Date
Monthly Investment
Fund Unit Price
Units purchased
5 Jan 201X
$1,000
$10.00
100.00
5 Feb 201X
$1,000
$8.75
114.29
5 Mar 201X
$1,000
$11.00
90.91
5 Apr 201X
$1,000
$9.00
111.11
5 May 201X
$1,000
$7.00
142.86
5 Jun 201X
$1,000
$9.50
105.26
5 Jul 201X
$1,000
$11.00
90.91
5 Aug 201X
$1,000
$7.25
137.93
5 Sep 201X
$1,000
$8.50
117.65
5 Oct 201X
$1,000
$10.00
100.00
Total investment amount:
$10,000
Total units purchased:
1,110.92
Average Cost:
$9.00*
Average Fund Price:
$9.20**

 

*Average cost equals to Total Investment Amount / Total units purchased
** Average Fund price equals to the sum of the Fund Unit price / times of monthly investment.

The above calculations are for reference only which do not include the related expenses of particular Unit Trust and do not represent the actual return.   

How to apply

Visit our branches for account opening.

Branches

Notes:

  • The minimum monthly investment amount is HKD1,000.
  • The monthly investment amount should be the multiple of HKD100.
  • The minimum redemption amount is based on the requirement of the respective fund management company.

Important Notice and Risk Disclosure:

Investment involves risks and the price of investment products may fluctuate or even become worthless. Past record is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. Investment funds which invest in certain markets (e.g. Emerging Market) may involve a higher degree of investment risks.

Certain investment funds may use financial derivative instruments to meet their investment objectives (please refer to respective offering document for detailed information), thus entailing higher volatility in net asset value. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile.

The respective fund management company is the only person quoting prices and counterparty for the fund(s) under its management. You should therefore carefully consider the liquidity risk involved. Independent professional advice should be obtained if necessary. Please carefully read the relevant offering document (including but not limited to the risk factors stated therein) and terms and conditions before making any investment decisions.

The above mentioned investment products is not protected by the Deposit Protection Scheme in Macau.

Please note that the unit price shownfor each fund is based on its latest fund's NAV or its Bid price and is for reference only. The actual subscription price of each fund may be different to the reference offer price. All prices are subject to final confirmation by the Bank. Unit price information of each fund is shown in its denominated currency or reporting currency. Investment returns are denominated in the respective fund’s base currency (may be a foreign currency). You may be exposed to the risks of fluctuations in the exchange rate of USD / HKD / foreign currency.