Unit Trust
Diversify your portfolio to fit
your investment needs

Diversify your portfolio to fit your investment needs

Carefully selected Unit Trusts that are managed by renowned international fund houses to suit your different stages of life and personal investment needs.

Benefits

Worldwide Investment
Opportunities
Risk Diversification

Professional Management

Economies of Scale

Investors may find it difficult and expensive to capitalize on the investment opportunities in overseas markets due to high transaction costs and lack of market information. Unit Trusts provide efficient and cost-effective ways to easily capture every investment opportunity in the world.
According to the nature, goals and levels of risks of different investment schemes, your investment may be spread across various types of instruments investing in different sectors, countries, regions and even the globe, and achieve the objectives of diversification.
Experienced and professional fund managers will invest your capital according to the investment objectives of the investment scheme. With access to first hand macro and micro information, they can make the best decision to maximize your returns.
By pooling resources of many investors to become a portfolio, Unit Trusts enable you to share the costs with other investors in the schemes.
Worldwide Investment Opportunities
Investors may find it difficult and expensive to capitalize on the investment opportunities in overseas markets due to high transaction costs and lack of market information. Unit Trusts provide efficient and cost-effective ways to easily capture every investment opportunity in the world.
Risk Diversification
According to the nature, goals and levels of risks of different investment schemes, your investment may be spread across various types of instruments investing in different sectors, countries, regions and even the globe, and achieve the objectives of diversification.
Professional Management
Experienced and professional fund managers will invest your capital according to the investment objectives of the investment scheme. With access to first hand macro and micro information, they can make the best decision to maximize your returns.
Economies of Scale
By pooling resources of many investors to become a portfolio, Unit Trusts enable you to share the costs with other investors in the schemes.
Identify your investment goals
Evaluate your investment risk profile and select an appropriate fund(s)
Allocate your affordable amount to set up a lump sum and/or monthly investment plan
Regular review your investment portfolio
 
Risk Profile Assessment

Risk profile assessment is provided to you for your better understanding of your general attitude towards investment risks. Taking into account your risk profile, financial situation, expected investment horizon, investment objective and experience, you could consider a range of investment products which may be suitable for you.


Mobile Unit Trust Service

Manage your Unit Trust portfolio and update your Risk Profiling Questionnaire online anytime and anywhere



Features:

Unit Trust:

剔 Buy, sell and switch investment funds at your fingertips

剔 Set your own watchlist to monitor and manage your investment fund portfolio at ease

剔 Daily update fund categories


Risk Profiling Questionnaire:

剔 Complete the questionnaire to understand your risk appetite

剔 Renew your questionnaire to ensure that your information is accurate

Take your first step to develop your Unit Trusts portfolio in Mobile Banking today
SELECT “UNIT TRUST” SERVICE
ACCESS “UNIT TRUST” SERVICE
UT SEARCH & SUBSCRIBE
INPUT SUBSCRIPTION AMOUNT
START YOUR SUITABILITY ASSESSMENT
CHOOSE YOUR INVESTMENT OBJECTIVE
CONDUCT ASSET CONCENTRATION ASSESSMENT
CHECK YOUR SUITABILITY ASSESSMENT RESULT
CONFIRM DETAILS
SUCCESSFUL ORDER SUBMISSION

Manage everything at your fingertips
on our one-stop Unit Trust Investment
Platform on SC Mobile

SELECT “UNIT TRUST” SERVICE
ACCESS “UNIT TRUST” SERVICE
UT SEARCH & SUBSCRIBE
INPUT SUBSCRIPTION AMOUNT
START YOUR SUITABILITY ASSESSMENT
CHOOSE YOUR INVESTMENT OBJECTIVE
CONDUCT ASSET CONCENTRATION ASSESSMENT
CHECK YOUR SUITABILITY ASSESSMENT RESULT
CONFIRM DETAILS
SUCCESSFUL ORDER SUBMISSION
Calculate required investment amount

Lump Sum Investment
If your investment target is HK$1,000,000 in total in 10 years, how much is the investment amount required?

Years of investment Annual rate of return
5%		 10% 15%
5 $783,526 $620,921 $497,177
10 $613,913 $385,543^ $247,185
15 $481,017 $239,392 $122,894
20 $376,889 $148,644 $61,100
^ If your investment target is HK$1,000,000 in 10 years' time with 10% annual rate of return continuously, now you have to invest a lump-sum of approximately HK$385,543!
How can I apply Internet Banking/ Mobile Banking Unit Trust Services?
What are the Unit Trust Services available in Internet Banking/ Mobile Banking?
What are the service hours of Internet Banking/ Mobile Banking Unit Trust Services?
What is the transaction submission cut-off time for Internet Banking/ Mobile Banking Unit Trust Services?
How can I confirm that my transaction instruction has been accepted?
Can I cancel or change my transaction instruction?
When will the Bank debit the subscription amount from my settlement account?
Is there a minimum subscription amount for Internet Banking/ Mobile Banking Unit Trust Services?
When will I receive the redemption amount after fund redemption?

Contact us for more details

Please visit our branches for personalized wealth solutions.

Branches

Important Notice and Risk Disclosure

Investment involves risks and the price of investment products may fluctuate or even become worthless. Past record is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. Investment funds which invest in certain markets (e.g. Emerging Market) may involve a higher degree of investment risks.

Certain investment funds may use financial derivative instruments to meet their investment objectives (please refer to respective offering document for detailed information), thus entailing higher volatility in net asset value. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile.

The respective fund management company is the only person quoting prices and counterparty for the fund(s) under its management. You should therefore carefully consider the liquidity risk involved. Independent professional advice should be obtained if necessary. Please carefully read the relevant offering document (including but not limited to the risk factors stated therein) and terms and conditions before making any investment decisions.

The above mentioned investment products is not protected by the Deposit Protection Scheme in Macau.

Please note that the unit price shown for each fund is based on its latest fund's NAV or its Bid price and is for reference only. The actual subscription price of each fund may be different to the reference offer price. All prices are subject to final confirmation by the Bank. Unit price information of each fund is shown in its denominated currency or reporting currency. Investment returns are denominated in the respective fund’s base currency (may be a foreign currency). You may be exposed to the risks of fluctuations in the exchange rate of USD / HKD / foreign currency.